HUMAN RESOURCES

Employee Benefits

The Benefits Department determines eligibility and administrates health, dental, life, long term disability (LTD), retirement, and other benefits for all 5,500 SCCD employees in five employee classifications.

Employee Benefits Review

The benefits package for eligible employees includes:

1. Health and dental insurance
2. Life insurance
3. Long term disability insurance
4. Retirement plans
5. Optional benefits

A. Health Insurance:

• EmployEE can pay premiums anywhere from $26.00 - $318.00 per month depending on plan selection.
• EmployER pays $745.00 per month for every enrolled employee.
• Managed Care (HMO) or Preferred Provider Organization (PPO) plans offered.
• Optional Medical Flexible Spending Account (FSA)
  • Pre-tax deduction plan used to pay non-reimbursable medical cost.
• Optional Long Term Care Insurance
  • Coverage to pay for personal care if you are unable to care for yourself. In addition to conventional nursing home care, the plan covers services received in your own home, in a qualified adult day care facility or in an alternate care facility.

Medical Plans:

• Classic Managed Care plans (HMO):
  • Aetna Public Employees Plan
  • Group Health Classic
• Value Managed Care Plan (HMO):
  • Group Health Value
• Preferred Provider Organization (PPO):
  • Uniform Medical Plan

Dental Plans:

• Managed Care plans (HMO):
  • Willamette Dental
  • DeltaCare (Group #3100) - administered by Washington Dental Service
• Preferred Provider Organization (PPO):
  • Uniform Dental Plan (Group #3000) - administered by Washington Dental Service

B. Life Insurance:

Employees can receive:

• $25,000 Basic Coverage – no cost
• $2,500 Family Coverage – $.50 a month
• Optional & Supplemental Coverage for Employee and Spouse at additional costs
• Accidental Death & Dismemberment, $5,000 basic coverage

C. Long Term Disability Insurance:

• Basic coverage:
  • 90 day waiting period
  • Pays between $50 - $240/month when activated
• Optional Coverage:
  • 30 – 360 day waiting periods
  • 60% of gross pay, tax free
  • Retirement plan still continues

D. Retirement Plan Options

Department of Retirement Systems (DRS):

• TRS 1: Defined Benefit Plan
• TRS 2: Defined Benefit Plan
• TRS 3: Hybrid: Defined Contribution / Defined Benefit
• PERS 1: Defined Benefit Plan
• PERS 2: Defined Benefit Plan
• PERS 3 Hybrid:Defined Contribution / Defined Benefit
  – Employee contribution options vary from 5-15%
  – Employer defined benefit contribution as directed by state actuaries

TIAA/CREF: (Faculty / Exempt Staff)

• Employee contribution:
  • 5% - under 35 years of age
  • 7.5% - 35 – 49 years of age
  • 10% - over 50 years of age
• Employer contribution: 100% match
• Immediate vesting

E. Optional Benefits:

• Dependent Care Assistance
  
  • — A salary reduction (pre-tax) plan to help you save on dependent care costs.
• Medical Flexible Spending Account
  
  • — A salary reduction (pre-tax) plan to help you save on non-reimbursable medical costs.
• The Hometown Home Loan Program
  • — Discounts on closing costs for mortgage loans and refinancing on your home within the city of Seattle
• Liberty Mutual Insurance
  • — Insure your auto or home paying premuims through payroll deduction
• Credit Unions
  • — Loan payments, savings and other features available through payroll deduction.
    
    You may choose to have Payroll Deduction with the following 2 credit unions:
    • School Employees Credit Union of Washington
    • Washington State Employees Credit Union